Analytics and Modeling Services

Insurance claims exposure and reserve analysis

Estimate exposure on open claims, test reserve adequacy, and model how losses could develop across individual claims or entire portfolios.

Risk modeling and Monte Carlo simulation

Quantify uncertainty in claim reserves, settlement values, litigation outcomes, project costs, or investment scenarios as probability distributions instead of point estimates.

Disparate impact analysis

Test hiring, promotion, termination, and RIF decisions using the four-fifths rule, Fisher’s exact test, logistic regression, and standard deviation analyses.

Legal damages modeling

Reconstruct the impact of unpaid wages, lost time on the job, injuries suffered on-site, discrimination, and unpaid overtime from timekeeping and payroll data, including sampling-based extrapolation when records are incomplete.

Sampling design for audits, claims review, and legal discovery

Build a statistically defensible sampling plan to review 400 records instead of 40,000 and still make supportable claims about the whole.

Fraud and anomaly detection

We apply Benford’s law, outlier detection, and pattern analysis to insurance claims, financial, billing, or timekeeping records to flag manipulation.

Survey design and analysis

Design questionnaires, set weighting and sample sizes, and produce defensible estimates, including litigation-grade surveys for consumer or workplace practices.

Labor market impact analysis

Estimate the effect of restrictions to employment mobility, or quantify harm to a specific worker’s earning capacity.

Data dashboarding

Clean messy operational data, build reproducible analysis pipelines, and create decision dashboards.